Right Trac Financial represents over 50 hand picked national and local lenders.  Lenders that offer some of the lowest rates in the country to "A" credit borrowers as well as very competitive rates to individuals who may have credit challenges in their history.

Often, individuals are not sure how much they qualify for.  At no cost to you we can pre-qualify you for a mortgage.  The pre-qualification will be furnished to you once we have an opportunity to understand your goals and review a credit report.

Also, if there are credit challenges to deal with on the report we will coach you as to the best way to handle these circumstances.  We can supply you with dispute forms, addresses to credit bureaus or anything necessary to improve you credit.

If a higher than normal interest rate will be necessary one of our goals will be to work with you on improving the credit and refinancing the mortgage as soon as it is practical.

If you click on to free reports in our web site you will see that we have devoted much time to you being better educated home purchaser.  You will find sections entitled calculators, credit, down payment, various loan programs including FHA and VA, insurance, interest rates, and the entire mortgage application process.  Read and download any information that will assist you with this process.