Mortgage Broker License Number: MB2709

We Want to Help You!

About Right Trac Financial Group

You can trust Right Trac Financial to provide a wide range of mortgage-related services.

For thirty years, we’ve been helping people just like you purchase homes, refinance existing loans, consolidate their debt, deal with credit issues, and more.

“We Are Here to Provide Extraordinary Mortgage Solutions”


The Right Trac Financial office – 110 Main St, Manchester, CT 06042


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We believe that anyone who wants to own a home should be able to.

The majority of the big banks just don’t want to help anyone that doesn’t fit neatly into their pre-determined boxes.

We’re different.

We are here to help you to deal with whatever money-related issues are keeping you from getting a loan and improving your life.

Many of our clients are facing one or more of the following issues:

  • They are first-time homeowners with limited credit history or money for a down payment
  • They are dealing with credit-related issues that bigger banks don’t want to bother with
  • They have missing paperwork or other application complications such as tax returns, don’t have a Social Security Number, etc.
  • Are overloaded with debt that makes it all but impossible to keep their head above water, nevermind move forward
  • And so much more

It doesn’t matter what your financial situation is – the bottom line is that we are here to work with you and get you the loan you need to improve your life.

With more than 40 years in the business, the Right Trac team have seen every mortgage issue under the sun.

We will do whatever we can to get you approved for a loan.

As Right Trac founder Joe Petrowsky was fond of saying, “I’m not in the mortgage business, I’m in the problem-solving business.”

The Right Trac Story

After 15 years in the real estate and building field, Joe Petrowsky opened the doors to Right Trac Financial in November of 1993, wanting to make the American Dream of home-ownership a reality for as many people as possible. From day one, Joe, his wife Gail have and the Right Trac team put customer service and client needs at the heart of the business.

“I will always protect the best interest of each and every borrower by qualifying them for a home and payment they can afford. I will commit to assisting each client through all credit issues, to help them improve their credit scores, which will always mean a better interest rate.”
-Right Trac Founder Joe Petrowsky

Sadly, in late 2022 Joe passed away. Joe’s legacy and dedication to servicing clients lives on at Right Trac. Gail, Joe’s wife of 53 years, and their daughter Jill will continue to operate Right Trac with the same passion and dedication Joe demonstrated throughout his career. Gail was with Joe every step of the way as they built Right Trac. Jill, a licensed Loan Officer, will carry Joe’s legacy forward.

Read our full letter on Joe’s passing.

Meet Right Trac Founder Joe Petrowsky >>


Over nearly thirty years, the Right Trac team has helped hundreds of customers in Connecticut, New York, Massachusetts, and Florida obtain find the best mortgage solution for their needs. We are licensed in four states- CT, MA, NY, and FL.

Don’t take out word for it

Check out our hundreds of satisfied customers >>


The Right Trac Financial Difference

The Right Trac Financial Group team is committed to providing clients with the highest quality financial services combined with the lowest rates available.

Unrivaled Experience

The Right Trac team has helped hundreds of people just like you secure a loan and improve their lives.

We’ve seen market conditions of all kinds. Up markets and down markets, high and low-interest rates, easy and tight credit conditions. We know how to navigate the ever-changing real estate market to deliver the best solution for our customers. Whether it’s securing a home loan, refinancing, new construction or home improvement, debt consolidation, or any other mortgage-related issue, we have the experience, know-how, and unrivaled work ethic needed to deliver our customers the best loan terms possible.

Personalized Service

The goal here at Right Trac Financial Group is to create lasting relationships with each and every client and to continue providing excellent service for years to come.

The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

The Best Rates

As a mortgage broker, getting you the best rate possible is our job. We work with only the most trusted lenders and will do everything we can to ensure you get the best loan terms possible. In today’s uncertain market, interest rates are constantly changing. But what will never change is our commitment to ensuring you get the best rate possible.

Honest, Trustworthy and Reputable

As part of the local community for more than 40 years, the Right Trac Financial team has stood the test of time. We routinely have clients come back again and again. Most of our business comes from word-of-mouth referrals. That doesn’t happen by accident.


The Right Trac Mission Statement

Our mission is to make sure that the American Dream lives on.

  • That if you want to own a home, you can because of our ability to obtain a mortgage which will improve your life.
  • That if you are moving from one home to another you can because of our ability to obtain a mortgage which will improve your life.
  • That if you are refinancing an existing loan you can because of our ability to obtain a mortgage that will improve your life.

All of this is because of the effort, understanding, and ability of each person at Right Trac Financial Group.

Your mortgage needs will be met with personalized “World Class Service”. We are “People Serving People” with integrity, loyalty, and compassion.

The bottom line is

We are here to get you a loan.


Get in touch today for a free consultation to see how we can help you get approved for a mortgage and into your home.

Right Trac Financial Group
110 Main Street
Manchester, CT 06042
Phone: (860) 647-7701

Right Trac Financial Group Trac Financial Group, Inc.
Mortgage Broker License Number: NMLS#2709
Right Trac Financial Group, Inc. is licensed in the following states:
Connecticut: Correspondent Mortgage Lender License/MCL-2709 - acting as a MORTGAGE BROKER ONLY, NOT A LENDER OR A CORRESPONDENT MORTGAGE LENDER.
Florida: Mortgage Broker License/MBR4255
Massachusetts: Mortgage Broker License/MB2709 - We arrange but do not  make loans.
New York: Mortgage Broker Registration/RMB 015416 - Loans Arranged by  Third Parties.
Verify our licenses at  NMLS # 2709.