A VA Mortgage is a Perfect Solution!
“Hi Joe, My name is Jim XXXXX, I had a mortgage application denied by Wells Fargo. The home appraisal came in below what we need to refinance into a conventional loan. We are very frustrated with the bank, they certainly didn’t offer any other options for us. My wife’s boss gave her your contact information,…
Read MoreNO Tax Returns or Job Required
“Joe, I recently went to a Bigger Pockets event and your name came up. I was speaking with one of your clients about a mortgage for investment properties. He told me that he has good credit, but his tax returns aren’t very good, which is my situation. Can you help me as well?” An…
Read MoreFHA Mortgage Contingencies are OK These Days
“Hi Joe, I have gotten two calls from my real estate agent last week, that actually hasn’t happened in a while. He tells me that there are a number of properties that are now available in my price range. He indicated that he has spoke to the listing agents, and they don’t see an issue…
Read MoreWe Need to Stop Becoming a Nation of Renters
“Mr Petrowsky Your name was given to me by my sister, she recently became a real estate agent and recommended we reach out to you. We are currently paying $2,100 rent and landlord is planning on putting the property up for sale. My sister suggested we take to you about buying instead of collecting rent…
Read MoreAs Most Know, I Am a Very Early Riser
“Thank you for your response. For full disclosure, wanted you to know that I emailed 4 mortgage brokers over the weekend, and you were the only one that took the time to communicate back. By the way what time do you get up in the morning? Your email said 4:21? Two things I would…
Read MoreWill I be able to Buy a Home in 2022?
“Thank you so much for giving me hope. I learned more from you in 15 minutes than I learned from two previous loan people that I spoke with over the last two years. I am sick of paying $1,625 for rent!! I have paid off the two collection accounts, as you suggested I took out…
Read MoreNot Paying Your Property Taxes, Not a Good Idea
“Joe, I want to thank you again for getting the refinance done for me. I know it wasn’t a lot of revenues for you, but can tell you it meant the world to me. I can’t believe how stupid I was not paying my property taxes. When I had a mortgage, the taxes were included…
Read MoreStop Paying Someone to Fix Your Credit!
“Mr. Petrowsky I came across your name while doing a number of searches about fixing my credit. I have been paying a law firm $100 per month for 9 months, but not really seeing any major improvements on my score. The only thing that I am seeing is that we are disputing various accounts. We…
Read MoreMixed-Use Property Mortgages
“Hi Joe, I have been searching for a mortgage for a mixed-use property but have not been successful. I have spoken to my bank and don’t really remember how many mortgage companies. It just seems they just don’t want to lend on this kind of property. One company told me they would give me a…
Read More“My Credit is Really Bad”
“Mr Petrowsky, I did some online searches and came across your name a couple of times. Here is my situation, I am recently divorced and need to refinance my home however, my credit is really bad. My ex was supposed to be paying all the bills including credit cards and car loans and I was…
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