DSCR Loans and Investor Cash Flow Mortgages
Purchase a rental property and start growing your wealth today!
If you are looking at purchasing a rental property, an investor cash flow loan could be the ideal solution. Right Trac Financial specializes in DSCR mortgages and we can’t wait to get you the funding you need.
Just use this simple form to get started, and we’ll take it from there!
Provided the rental income of the property exceeds the monthly payment, securing a DSCR loan is usually all but guaranteed. These loans can be a gamechanger when it comes to growing your wealth through an investment property.
Investor Cash Flow Loans, also called DSCR Mortgages, are a type of loan that is popular with investors because they offer a great way to get financing for investment properties. But what are they? And who are they for? In this article, we will discuss what DSCR mortgages and Investor Cash Flow loans are, and who is likely to benefit from them the most.
What is a DSCR / Investor Cash Flow Loan?
An DSCR Loan, sometimes called an Investor Cash Flow loan, is a type of loan that is given to an investor with the intention of using the property as collateral. The DSCR loan is given based on the money the property earns in rent, and not on the borrower’s credit score. This type of mortgage is popular with investors because it allows them to get a loan and avoid a lot of the hassle that comes with dealing with a big bank.
They also allow people with credit issues, including no credit, to purchase an investment property. DCRS are also popular with people who don’t have tax returns for various reasons.
Investor Cash Flow Loans let you purchase an investment property in a relatively easy manner.
Get in touch with us today to learn how you can secure funding for your investment property.

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What does DSCR mean?
DSCR stands for Debt Service Coverage Ratio. This is the ratio of a property’s net operating income to its debt service. In this case, income means the money generated by rent, and debt service means the mortgage payments. It is basically a way to measure the monthly rental income against the risk the lender is taking. A property with a DSCR of one or more is considered to be a good investment because it means that the income generated by the property is more than enough to cover the mortgage payments.
The higher the DSCR, the more likely it is that the borrower will be able to make their monthly payments.
Ready to learn more? Get in touch with the Right Trac Team today!
Who are DSCR Mortgages and Investor Cash Flow Loans for?
DSCR Mortgages and Investor Cash Flow Loans are popular with real estate investors. They offer a way to get a loan without having to go through the more involved lending process. These loans are also popular with borrowers who have credit issues, because the loan is given based on the value of the property and not on the borrower’s credit score. DSCRs are one of the more popular loan types for people without traditional tax returns or with credit issues.
DSCR loans for rental property
Debt Service Coverage Ratio rental property loans are often obtained by investors who want to make money from an investment property. The property is used as collateral for the loan, and the investor does not have to go through a traditional lender.
Over the years we’ve secured hundreds of cash flow loans for investors, who were able to grow their wealth over time.
DSCR loan requirements
Normally, in order to qualify for a DSCR mortgage, the property should have a Debt Service Coverage Ratio of one or more. This means that the income generated by the property must be more than enough to cover the mortgage payments. If this is the case then securing a mortgage is relatively simple.
But the specifics of your situation play a big role in getting approved for a DSCR loan. That’s where we came in!
We’re here to help!
The best way to understand the ins and outs of cash flow loans is to get in touch with the Right Trac Finacial team. We have years of experience and have seen it all.
DSCR loan interest rates
Like other loans, the interest rate on DSCR loans is always changing and depends on a number of factors. The best way to get accurate DSCR loan rates today is to get in touch with the team at Right Trac Financial. Our job is to get you the best mortgage rate available.
We want to help you obtain a DSCR mortgage
If you are interested in obtaining a DSCR mortgage, we can help. We have a team of experienced professionals who can guide you through the process and get you the best possible loan for your needs. Contact us today to learn more.
Get in touch with us today!
If you are an investor looking for a way to finance your investment property, or if you have bad credit and are looking for a mortgage that does not require a credit check, then a DSCR mortgage or Investor Cash Flow loan may be right for you.
Get in touch with us today and start growing your wealth through an investment property.