Mortgage Broker License Number: MB2709

We Want to Help You!

Let Us Help You Get a VA Loan

You’ve Served Your Country, Now Live the American Dream.

The Federal Government wants to make sure veterans like you are able to take part in the American Dream of homeownership. You’ve taken care of the country, now let the country take care of you.

VA Loans are a great choice for Military Veterans. They offer several benefits, including:

  • No money down
  • No mortgage insurance
  • Interest rates lower than conventional loan rates
  • Usually easier to qualify for when compared to a conventional loan
  • For new homes, you can borrow up to 100 percent of the appraised value

VA loans are designed specifically for Military Veterans as well as their family and are guaranteed by the United States Department of Veterans Affairs. You can get a VA loan for a new house as well as for refinancing and debt consolidation. There are also VA home improvement and construction loans available.

Here’s VA Loans Work:

  • 100 percent financing without private mortgage insurance.
  • A VA funding fee of 0 to 3.3% (this fee may be financed) of the loan amount is paid to the VA.
  • When purchasing a home, veterans may borrow up to 100 percent of the sales price or reasonable value of the home, whichever is less.
  • When refinancing a home, veterans may borrow up to 100 percent of the reasonable value to refinance where state law allows.
  • Veterans must apply for a VA Loan with a VA Qualified Lender, which we will find for you.

Ready to find the perfect home? Contact Right Trac Financial today at toll-free (800) 822-7482 or use the form below to get in touch.

VA Mortgages provide a secure long-term financing option to American Veterans as well as military families.

Veterans looking to secure a loan need to find a mortgage company to work with like Right Trac Financial Group. 

We are here to help you find the best lenders at the best loan rates – that is our job! We work with only the most qualified lenders and are standing by to help you get a loan.

Once a loan request is submitted, the VA will determine eligibility and provide a certificate to applicants.

The VA funding fee is 2.3 percent and gets added to the mortgage for individuals that are using their benefit for the first time. The loan amount is fully amortized, meaning it will be paid off in full once the loan term expires. When the loan is paid off and the veteran wants to use the VA benefit a second time, the fee increases to 3.3 percent. The VA fees are waived if the veteran has a VA disability.

If you are wondering how to apply for a VA home loan, we are here to help. We’ll make sure you follow all the proper VA mortgage guidelines, find the best lender for your situation,  and get you approved for a loan.

Let us help you secure a VA Mortgage from a trusted lender.

VA Home Improvement Loan

In addition to loans for new homes, veterans can also secure a VA Rehab Loan for home improvement. This can be done to make improvements to your existing home or to make repairs to a new home. You can also build your own home by securing a construction to permanent VA loan. If you want to secure a VA loan for home improvements or repairs, you have options. 

You can use a VA Home Improvement loan to do things like

  • Create an addition
  • Remodel an existing room
  • Make home repairs like roofing or electrical
  • And most other home improvement needs

Create the home you and your family will love.

Let us help you secure a VA rehab loan today!

VA Refinance Loan

VA Loans are also available for refinancing. Consolidate your debt and get rid of high-interest payments by refinancing and consolidating your debt. With a VA refi loan, applicants can borrow up to 100 percent of the appraised value of the home on the first loan. If you have high-interest credit card debt, car loans, or any other type of debt, consolidating your debt by refinancing can be a life-changing option. 

If you are worried about your debt, don’t wait another day. Our job is to get you the best VA loan refinance rates and are standing by to get you approved. For more than 40 years the team at Right Trac Financial has been helping veterans just like you find the perfect home for their families.

Get in touch with us today to learn more about refinancing options for veterans and get yourself on The Right Trac!

VA Loan Rates

Like the interest rates on traditional mortgages, the VA loan interest rates are constantly changing. Interest rates are set by the lender, not the federal government. The home buying and mortgage process can be intimidating, and making sure you are getting the best rate on your VA loan is important. We work with only the most trusted lenders and will secure you the best interest rate on your loan.

You can use the form below to find the latest interest rates, or just get in touch with us right away! Contact us today at (800) 822-7482.

It is our job to get you the best rate on your VA loan, period.

Our satisfied customers speak for themselves >>!

Don’t wait another day to get a loan to improve your life.

Right Trac Financial Group
110 Main Street
Manchester, CT 06042
Phone: (860) 647-7701

Right Trac Financial Group Trac Financial Group, Inc.
Mortgage Broker License Number: MB2709
Licensed in: Connecticut, Maine, Massachusetts, Florida, New York, Rhode Island, Vermont and Licensed by the New Hampshire Banking Department

Equal Housing Lender