Mortgage Broker License Number: MB2709

We Want to Help You!

Overwhelmed by Debt? Take Back Control with our Credit Counseling Services

We want to help you get out of debt, fast!

  • Are money issues keeping you up at night?
  • Do you dread when the phone rings?
  • Does the stress of unpaid bills consume your whole life?
  • Or are you stuck renting, when you know owning your own home is what’s best for your family?

Do you need help?

You are not alone! Let us help you tackle your credit issues once and for all!

Give us a call at (800) 822-7482 to learn how you can be debt free.

Being Overwhelmed by Debt is a Terrible Feeling.

When your debt is out of control, you can feel like you don’t have any options, like there’s no escape. Each month brings a new round of ever-growing bills with precious few dollars to go around. With ever-higher payments, harassing phone calls, and a financial system built to keep you in debt, it can seem like there’s no way out.

But the truth is that you can get out of debt – and faster than you might think!

We are proud to offer Credit Counseling Services to help you get out of debt and take control of your finances.

We know how to get you out of debt – we’ve helped thousands get control of their finances and live happier lives.

And if you are thinking about buying a home – even better!

For more than 40 years, the financial professionals at Right Trac Financial have helped thousands of people just like you improve their lives with our professional credit counseling and mortgage broker services.

We’ve done it for others and we’d love to do it for you!

The Finance Industry Can Be Brutal

All over the country, normal people just like you are struggling with debt. Over the years we’ve seen some horror stories that would make your skin crawl.

  • Loan upon loan with sky-high interest rates.
  • Complicated legal requirements you can’t make heads or tails of
  • Families forced out of homes through liens and foreclosures.
  • Folks forced into bankruptcy.

And the saddest part is that it doesn’t have to be this way. With the right coaching and guidance, anyone can take control of their debt and live the life they want. Get in touch with our debt counseling professionals today to learn more.

Debt Can Make You Feel Like You’re Powerless

It seems like the odds are stacked against you. Constantly worrying about how you are going to pay your bills. Non-stop, harassing phone calls from collectors at all hours, even on weekends and holidays. Stress that keeps you from living the life you know you should.

  • Does your stomach drop every time the phone rings?
  • Getting calls at work?
  • Wages being garnished?
  • Already in, or facing, bankruptcy?

It doesn’t have to be like this!

Let us help you get out of debt.

For more than 40 years our credit counseling professionals have helped hundreds of people just like you get out of debt and get on with their life!

We’ll work with you to understand your financial situation and work through the best solution for you.

Our Credit Counseling and Loan Services are Here to Help You Gain Back Control

Our professional consumer credit counseling service is here to help you. You can trust us to do right by you. We’ll work with you to review your current situation and your goals for the future to offer debt counseling built around you. With a thorough and honest discussion about your situation, we’ll work with you to create a debt elimination plan suited just to you.

After our credit counseling discussions and plan, we’ll help you with assistance and coaching to do some or all of the following steps to get rid of your debt:

  • Consolidate your Debt – Bring all your debt under one manageable loan with lower monthly payments, potentially saving you thousands of dollars!
  • Improve your Credit Score – Understand the factors that negatively affect your credit score, what you can do about it, create and stick to a plan and watch your credit score improve dramatically.
  • Get Approved for a Home Loan – Owning your own home can be one of the best financial decisions you’ll ever make, and you’ll improve your and your family’s lives!

We’ll get back to these debt-eliminating solutions in a bit, but first, a bit of warning.

Not all Consumer Credit Counseling Services are Created Equal

The unfortunate truth about the finance industry is that there are a lot of bad actors taking advantage of folks without a financial background. These fly-by-night credit counselors promise quick and easy solutions for a charge upfront, only to disappear.

We’re different.

The credit consultant professionals at Right Trac Financial is here to help average people who have made some financial mistakes in the past improve their lives. Sure you might have made some financial decisions you now regret. Sometimes unforeseen circumstances have put you in a tough spot.

It happens.

And unfortunately, it happens a lot. Most of our clients aren’t able to walk into any bank and get a loan to consolidate debt or buy a home. The big banks can’t be bothered with extra paperwork for one person with less than perfect credit. We are dedicated to helping folks just like you make their financial dreams a reality.

We have thousands of satisfied (in fact usually downright ecstatic) previous customers. Good, honest people who have been exploited by a financial system designed to take their last cent.

In many cases, we’ve been able to completely change people’s lives. And we love to do it!

Our reviews speak for themselves!

If you are struggling with debt, you owe it to yourself to contact our credit counselors today!

The Finance Industry Loves Keeping You In Debt

The finance sector is one of the biggest in the whole economy, and much of it is built on the backs of normal folks who just don’t understand it. Fine print, hidden fees, and never-ending hunger for more and more profits conspire to keep everyday people forever in debt.

Sky High-Interest Rates are a Killer

High interest makes it seem like you aren’t making any progress. Your monthly payments don’t make a dent. While big banks can borrow from the government with near-zero percent interest rates, credit card companies can charge consumers more than 20 percent interest.  High interest can make getting out of debt next to impossible.

It’s insane!

  • Credit Card Debt
  • Car Loans
  • Medical Bills
  • Student Loans
  • Bankruptcy and Foreclosure

These are ways the finance industry takes your hard-earned cash.

And it seems like there’s nothing you can do about it.

But that couldn’t be further from the truth!

We can help you consolidate your debt and secure a loan with a reasonable interest rate. And we can often save you thousands of dollars over the life of the loan. Get in touch with our credit counselors today to learn more about how debt consolidation can save you thousands.

If you are struggling with high-interest debt, you have options!

Stop wasting your hard-earned money on ridiculous interest charges. By paying off your high-interest debt you can save yourself real money!

We are here to help you get out of debt and move on with your life.

Let us help you pay off your high-interest debt with debt consolidation.

Credit Cards are an Insidious Trap

Get out of credit card debt today!

There’s a reason the big credit card companies are some of the most profitable in the world.

Their profits are built on the backs of people who don’t understand the ins and outs of the finance industry. How interest works. The full financial picture of paying just the minimum amount each month.

Credit cards make it simple to spend more than you should. It’s easy to spend money, but what many people don’t realize is just how fast high interest can snowball into debt that becomes unmanageable. You and millions of Americans like you learned that the hard way. Our consumer credit counseling professionals have heard it all.

So you have credit card bills that only get bigger month after month.

The question now is what are you going to do about it?

Let us help you escape the credit card trap. Learn how to get rid of credit card debt and take control of your life.

We’ll work with you to understand your situation and work through a plan to get you out of debt once and for all.

Unforgivable Student Loans are Brutal

Student loan debt can be a huge burden to deal with. Especially for folks so early in life. Once again you have powerful financial institutions preying on folks who don’t know the full financial picture. Not only do you often end up with a degree that limits your earning potential, but you have an unforgivable debt to worry about. Throw in credit card debt and it can be suffocating. It’s all too easy to get stuck in an inescapable debt trap.

YOU can get out of debt and live the life you want

While it can seem like the odds are stacked against you, the truth is that you can get out of debt once and for all. Each situation is different, but our credit counseling professionals will work with you to find the best way to get you out of debt.

Your financial situation can be complicated. In some cases, we can show you how to get out of debt fast. In other cases, the more prudent approach is to pay off the debt over several months or even years. It all depends on your circumstances. How much debt you have, how much you earn, your long-term goals, and any assets you have. Your financial future is affected by these factors and many more.

But we are here to help with debt management plans and to find the best way to get out of debt based on your circumstances.

We Can Help You:

Fix Your Credit Score

Like it or not, the simple truth is that your credit score plays a huge role in your life. If you are thinking about buying a home, one of the most important things to tackle right away is your credit score. We’ll work with you to show you how to raise your credit score so that you can get a favorable rate on a loan.

The best way to raise your credit score

Everyone’s circumstances are different, but there are several steps you can take to raise your credit score.

  • Get your credit report - If you don’t know what your credit score is, the first step is to get it. You can get your credit report for free and we can help you.
  • Look for inaccuracies - Creditors can be sloppy at best, or dishonest at worst. In many cases we can find inaccuracies in your credit report, giving your score an instant boost.
  • Make a plan and stick to it - Understand your current situation and long-term needs and craft a plan to get out of debt – and stick to it!
  • Consolidate your debt - Debt consolidation is often an important step when getting out of debt. You can pay off your high-interest debt and have a single monthly payment that is often much lower than what you are currently paying. And with a significantly lower interest rate, you can save thousands of dollars.

It’s possible to fix your credit without help – but that can be a mistake. There’s a lot of misinformation out there, and concentrating on the wrong thing can leave you worse off than you are now. Not to mention the lost time.

We’ll work with you to identify the best way to improve your score and identify the most important areas to work on in the short, medium, and long term to put you in the best possible financial situation. Don’t wait to get the credit counseling that will get your life back on Trac.

Live a better life!

Consolidate Your Debt and Save Thousands

Paying high interest on credit card debt is a killer!

Life is too short to spend in unmanageable debt. You work hard for your money, keep it!

When it comes to getting out of debt, consolidating your debt can be a game-changer. We’ll work with you to explain how to consolidate your debt.

We can get you a loan to pay off your high-interest debt and lower your monthly payments considerably.

And because the interest is much lower, you can end up saving thousands of dollars.

  • Have a single monthly payment
  • Lower your monthly payments
  • Save thousands in interest charges
Consolidate Your Debt Today>>

No matter what your situation, we will do what’s right for you. Get in touch today to learn more about our credit counseling services.

Find the Right Solution for YOU

The bottom line is that we want to get you out of debt, fast!

We have more than 40 years of experience helping folks in difficult financial circumstances get out of debt. We’ve helped thousands of satisfied customers take control of their finances and get approved for a loan. Don’t wait another say to get the credit counseling that will change your life.

Contact us today to find out how you can be free of debt once and for all.

Live a Better Life -Get out of Debt Once and For All!

Our debt experts are here to put you on “the Right Trac.” With your credit under control, you can start living the life you want to live.

  • Get Rid of the Constant Stress and Stop the Calls – Stress is bad for you! Health professionals have known for years that stress can have a terrible impact on your overall health. You could be taking years off your life by constantly stressing over your finances. Life is too short to spend it worrying about your debt. With your finances in order, you can say goodbye to harassing calls from debt collectors.
  • Buy Your Own Home- With a handle on your finances, you can finally buy your own home. Give your family the life they deserve. Not to mention that buying your own home can be one of the best financial decisions you’ll ever make.
  • Stop Flushing Your Hard-Earned Money Down the Toilet – One of the worst aspects of high-interest debt is the amount of money you are basically flushing down the toilet by handing it over to credit card companies. With a lower rate, you can put that money to work for you.
  • Stop Wasting Money on Rent – Just like high interest, renting instead of owning has huge financial implications in the long term. Instead of handing money over to your landlord, you could be building equity on your property. With your finances in order, owning your own home is within reach.

Start building your financial future…

Get on the Right Trac!

Our credit counselors are standing by waiting to help you.

Whether it’s rebuilding your credit score, debt consolidation, securing a loan for a home, or whatever else it takes to get you in control of your finances, contact us today!

You can use the form below, give us a call at (800) 822-7482, or email us directly at

We can’t wait to hear from you!

Right Trac Financial Group
110 Main Street
Manchester, CT 06042
Phone: (860) 647-7701

Right Trac Financial Group Trac Financial Group, Inc.
Mortgage Broker License Number: MB2709
Licensed in: Connecticut, Massachusetts, Florida, and New York

Equal Housing Lender