Mortgage Broker License Number: MB2709

We Want to Help You!

New Hampshire Mortgage Broker

We are here to help you secure a loan in New Hampshire.

We are here to help you secure a loan in New Hampshire.

Attempting to secure a loan in New Hampshire can be a stressful time.

  • Complicated paperwork.
  • Credit difficulties.
  • Only so many homes on the market.
  • It can seem like the odds are stacked against you.

All kinds of issues can prevent New Hampshire residents like you from purchasing a home.

But it doesn’t have to be like this!

The Right Trac Financial team is here to help you get approved for a loan. Our team of experienced mortgage professionals is available to answer your questions and help you find a loan solution in New Hampshire. For more than 40 years we’ve been helping New England residents like you find the best loan solution.

You can rely on Right Trac Financial for a number of mortgage-related services.

If you need a loan, we can do it.


Our New Hampshire Mortgage Broker Solutions Include:

Right Trac Financial is excited to provide a range of loan services in New Hampshire and obtain or refinance a mortgage. We’d be delighted to work with you on all your New Hampshire mortgage needs. Thousands of people have used our mortgage advisory and credit counseling services to get into their ideal house.

We’ll make sure you get the best bank loan for your situation.

Every client is unique. We specialize in working with clients the big banks don’t have the time for. Some of our clients have credit issues, others have trouble meeting some documentation requirements. Some need to refinance their  New Hampshire mortgage, and some simply want to relocate their families to better houses. Whatever your NH broker services needs are, you can be certain that you will receive the finest service and advice available. Learn more about our Broker Services.

  • New Hampshire Home Loans – In New Hampshire, there are several home loan alternatives accessible to residents. For more information on the loan choices in New Hampshire, see below, or get in touch with us now. Right Trac Financial will assist you in navigating the various home loan options available in NH and get you approved for a house loan. We have extensive expertise assisting people like you in New Hampshire with their home loan needs.
  • New Hampshire Credit Counseling – Credit counseling is a crucial service that can make a world of difference in improving your credit score and obtaining a mortgage. Our knowledgeable NH credit counselors will walk you through your credit report and provide guidance on how to raise your credit rating. Learn more about our credit counseling services by clicking here. Improving your credit can be extremely beneficial when applying for a mortgage in New Hampshire because a better credit score can help you get approved for a loan with more favorable terms.
  • New Hampshire Debt Consolidation – Debt consolidation might be a life-altering opportunity if you are paying hefty interest on a credit card or other kind of debt. Our debt consolidation services can help you save thousands of dollars by combining your debts. Get in touch with one of our NH debt consolidation professionals now to learn more about your choices.
  • New Hampshire Refinance Loans – We can help you refinance your existing NH loan if you already have a loan and want to change your loan type, secure a lower interest rate, or take cash out for home improvements. Refinancing your loan in New Hampshire may help you save money over the life of the agreement. It can reduce your monthly payments and free up additional money each month, which you can use to pay off other debts. Learn more about refinancing your loan >>.
Lebanon, New Hampshire.

Lebanon, New Hampshire.

New Hampshire Mortgage Advisory Services

The bottom line is that we’re here to help you with your home loan.

Wait no longer. Get in touch with us right away to learn more about our New Hampshire mortgage services or to get started on your loan application.

New Hampshire Loan Options

There are several sorts of loan types available in New Hampshire. It’s critical to choose the one that works best for you. That’s what we do!

Right Trac Financial’s staff is here to assist you in locating the right loan for your needs.

We can assist you with a range of loan types  including:

  • New Hampshire First-Time Home Owner Mortgages – Fear not if you are purchasing your first home in New Hampshire! We’re here to guide you through the process. IT can seem intimidating, but with our help you can be in your first home before you know it. To learn more about loans for first-time owners click here.
  • New Hampshire FHA Loans – An FHA loan, particularly one with a lower down payment and more affordable monthly payments, may be the best option for you if you are a first-time homebuyer. The government insures or guarantees NH FHA loans, which come with several advantages. Click here to learn more about FHA Loans or just give us a call.
  • New Hampshire Conventional LoansConventional Loans are generally the most popular choice for borrowers in New Hampshire when it comes to obtaining a mortgage. A conventional loan is often secured by a mortgage broker like Right Trac Financial, who finds the best lender for you. Conventional loans are typically available to people who fulfill certain income and credit criteria and come with lower interest rates than FHA-insured loans.
  • New Hampshire VA Loans – If you are a veteran or active military member, New Hampshire offers disabled veterans and qualifying spouses the opportunity to obtain a VA loan. Veterans’ mortgages are guaranteed or insured by the government and come with several perks, most notably no-money down. Click here for more about VA Loans here >>.
  • New Hampshire USDA Loans – USDA loans are insured or guaranteed by the United States Department of Agriculture (USDA) and are accessible to people in rural areas who meet specific income and credit standards.  They can be a great option for some New Hamshire residents. Get in contact with us to learn more about NH USDA loans or click here to discover more about USDA loans.
  • New Hampshire Jumbo Loans – If you want a mortgage in New Hampshire with greater flexibility than a regular loan, a jumbo loan may be the ideal choice. A jumbo loan is one that exceeds Fannie Mae and Freddie Mac’s conforming loan limit. Jumbo loans in New Hampshire come with several advantages, including the ability to finance a larger amount of money, lower interest rates, and higher loan-to-value ratios.
  • New Hampshire Fixed Rate Mortgages – When it comes to obtaining a mortgage in New Hampshire, a fixed-rate loan is typically the most beneficial option. A fixed-interest rate mortgage is one that has a set interest rate and therefore your monthly payments will remain constant throughout the duration of the loan. We want to assist you in getting a fixed-rate loan in New Hampshire. Get in touch with us today for more information on fixed-rate mortgages, or click here.
  • New Hampshire Adjustable Rate Mortgage (ARMS) – An adjustable-rate mortgage, or ARM, is a form of mortgage with a variable interest rate. This implies that the interest rate can change over time, based on market conditions. ARMs may be an excellent alternative for NH homeowners who plan to stay in their house for a brief period. They can also be an excellent choice for consumers looking for a lower interest rate. To learn more about Adjustable Rate Mortgages click here or Hybrid ARMs.
  • New Hampshire No Tax Return Loans – DSCR loans are ideal for New Hamshire residents who do not have all their tax forms. They’re an excellent alternative if you want to buy a home but don’t have the financial history many banks want. To discover more about obtaining a loan in New Hampshire without tax returns, contact us now.

As you can see, homeowners in New Hampshire have a plethora of home loan alternatives to choose from. It might be overwhelming, especially if you’re dealing with any added hurdles.

That’s what we’re here for!

We want to assist you in acquiring the best NH mortgage for your needs.

Get started today!

Give us a call at (800) 822-7482 today!

New Hampshire Home Improvement Loans

Right Trac Financial is a loan provider that wants to assist New Hampshire residents like you obtain a loan for making house improvements, remodeling, or construction. In New Hampshire, you can enhance or buy a distressed property for renovation. Buying a “fixer-upper” that others would rather avoid is frequently an excellent method to finance a nicer home. You can substantially increase the value of the New Hampshire property you purchase with these types of loans.

To learn more about New Hampshire home improvement loans, contact us today!

We want to get you approved for a loan and into a new home ASAP.

We want to get you approved for a loan and into a new home ASAP.

Types of Home Improvement Loans in New Hampshire

There are many distinct sorts of house improvement loans available in New Hampshire, and the ideal one for you will be determined by your particular requirements and objectives.

  • New Hampshire “Homestyle” Loans – A conventional homestyle loan may be the perfect choice for you if you need a mortgage to assist you with home improvements in New Hampshire. NH Homestyle Loans offer several perks, including the ability to borrow more than you can through a personal loan, no collateral required, and reasonable interest rates. To learn more about homestyle rehab loans click here.
  • New Hampshire FHA 203k Loans – First-time homeowners in New Hampshire may apply for an NH FHA 203K Loan to renovate a property. You can usually use an NH FHA 203K Loan to finance more than the enhanced value of your home, which means you can pay for the purchase price as well as any renovations or repairs. For additional information on FHA 203K loans go here >>.
  • New Hampshire Construction Loans – A construction loan in New Hampshire is a form of financing that may be used to finance the building of a new home or the repair of an existing one. There are numerous elements to consider when taking out a construction loan in New Hampshire, but we’re here to guide you every step of the way. Visit our construction loan page to learn more.
  • New Hampshire USDA home improvement loans – The USDA is working on a program that will provide construction loans to people in New Hampshire with low incomes who live in rural areas and need to repair or rebuild their houses. While the complete details of USDA home improvement loans are forthcoming, we will assist you in obtaining them as soon as they become available. For additional information about USDA home renovation loans, click here.

Whether you’re seeking New Hampshire home improvement loans for construction, house repairs, or simply to make your New Hampshire property more comfortable and beautiful, we’re here to help!

Contact Right Trac Financial today to learn more about our New Hampshire home improvement loans and get started on the road to securing your dream New Hampshire property.

New Hampshire Refinance Loans

New Hampshire residents can drastically improve their lives by refinancing or consolidating existing loans. You may upgrade your house or save significant money by combining your debts in New Hampshire. There are several reasons to refinance your home in New Hampshire, and there are a variety of alternatives available depending on your situation. To discover more about refinancing, please click here.

Reasons to Refinance in New Hampshire

You may be trying to save money, make home improvements, or reduce your debt. You could be able to get a lower interest rate or be able to better manage your payments. Perhaps you’d want to trade in an adjustable-rate mortgage for a fixed-rate mortgage. There are numerous reasons people in New Hampshire choose to refinance their loans. Some of them include:

  • Improve your Home in New Hampshire - If you live in New Hampshire and want to make some home improvements, refinancing your current mortgage could be the perfect solution. In New Hampshire, you may get a “cash-out” refinance loan, which allows you to take extra money out of your mortgage for renovations.
  • Consolidate Debt in New Hampshire – If you have a high-interest rate on your credit card or other types of debt, refinancing in New Hampshire may be a lifesaver. By refinancing your existing loan, you can combine all of your debts into one with a lower rate of interest. This can help you save money on interest payments as well as make your monthly payments easier to manage.
  • Lower Your Interest Rate in New Hampshire – If market interest rates have dropped since you got your mortgage, you may want to refinance to get a lower rate. This could save you money on your monthly payments. In addition, it may help you pay off your loan faster.
  • Eliminate Private Mortgage Insurance in New Hampshire – You may be able to get rid of Private Mortgage Insurance (PMI) by refinancing your mortgage. When you take out a loan for more than 80% of the value of your house, several NH lenders require PMI as a form of insurance. This insurance protects the lender if you default on your loan, but it doesn’t benefit you much.

Types of Refinance Loans in New Hampshire

There are a variety of refinance options available in New Hampshire, and the ideal one for you will be determined by your unique requirements and objectives.

New Hampshire refinancing loan types include:

  • New Hampshire Cash-Out Refinance – A cash-out refinance is a type of refinancing loan that allows you to borrow money against the value of your home. This may be a wonderful way to reduce expenses or pay off debt if you need to combine debts, make improvements to your house, or cover other obligations. In order to qualify for cash-out refinancing in New Hampshire, your home’s value must be worth more than what you owe on the existing mortgage. We’d love to answer any questions you might have about refinancing your home.
  • New Hampshire Conventional Loan Refinancing – NH homeowners with a regular mortgage may take advantage of a traditional loan refinance. This form of refinancing allows you to borrow more money than you owe on your mortgage and can be an excellent solution for New Hampshire home owners who need to combine debt or make improvements to their homes. Visit our conventional loan page to learn more.
  • New Hampshire Refinance FHA loan - FHA refinancing in New Hampshire may allow you to refinance your FHA loan into a regular mortgage. If you want to lower your interest rate or get rid of Private Mortgage Insurance (PMI) in New Hampshire, this might be a good alternative.
  • New Hampshire Refinance VA Loan - A NH VA loan refinance is open to veterans and active military personnel. This kind of refinancing can assist you in obtaining a lower interest rate, combining debts, or making home improvements. To be eligible for a VA loan refinance in New Hampshire, you must fulfill certain eligibility criteria.
  • New Hampshire Refinance USDA Loan - If you live in a rural community in New Hampshire and meet certain income limits, an NH USDA refinance loan might be the ideal option for you. To qualify for USDA refinancing in New Hampshire, you must fulfill certain criteria, which we’d be happy to help you with.
  • New Hampshire Jumbo Loan Refinance – A jumbo loan refinancing in New Hampshire is a form of mortgage refinance solution accessible to homeowners with mortgages larger than the maximum for a conventional loan. Jumbo loan refinancing allows you to borrow more money than you currently owe on your mortgage and can be a fantastic option for people in New Hampshire who need to combine debt or make home improvements.

No matter the type of refinancing you need, the point is that we want to assist you in refinancing your loan in New Hampshire. We’ll work with you to discover the best possible solution.

We’re here to help you obtain a mortgage in New Hampshire

Don’t want you to wait another day.

If you need mortgage broker services in New Hampshire or simply wish to learn more, fill out the form below or call us at toll free (800) 822-7482.

Thousands of residents of New Hampshire have been able to find the perfect mortgage, and we’re anxious to help you do the same.

Let’s get started today!

Read our satisfied customer testimonials >>

Learn more about Right Trac Financial >>

Right Trac Financial Group
110 Main Street
Manchester, CT 06042
Phone: (860) 647-7701

Right Trac Financial Group Trac Financial Group, Inc.
Mortgage Broker License Number: MB2709
Licensed in: Connecticut, Massachusetts, Florida, and New York

Equal Housing Lender