The perfect loan for you is just a few clicks away! Our Purchasing Assistant lets us serve your specific needs quickly and easily. Just answer a few simple questions below and we’ll take care of the rest.
You CAN Purchase Your Own Home – Get started today!
Right Trac Financial is here to get you the financing you need to purchase your own home. For more than 40 years, we’ve helped thousands of potential homeowners just like you achieve the dream of homeownership.
There is no reason to wait, get started on the home-buying journey today!
We are different – but don’t take our word for it.
Live the American Dream of Home Ownership
There is something about owning your own home that’s like nothing else on Earth. For most of us, a home is by far the biggest investment we’ll make.
But a home is so much more than an investment.
- It’s where you raise your family
- Where you host friends and family, making experiences that last a lifetime
- It’s your own place, where you can do what you want
- Where couples grow old together
- And of course it can be a great investment and financial asset
In short, there simply is nothing like owning your own home!
The team at Right Trac Financial works hard every day to ensure that home ownership is available to anyone that wants to make homeownership a reality.
“I have the belief, that anyone that wants to own a home, should be able to. No one works harder to accomplish this goal.”
-Joe Petrowsky, Right Trac Owner
Without the Right Guidance, Buying a Home Can be Hard
In the face of rising costs and unprecedented market upheaval, Americans across the country are finding home ownership more difficult than ever.
Unfortunately, many potential buyers feel the American Dream of homeownership is no longer available to them.
There is no question that the home-buying experience has changed dramatically in the past few years. The tumult and relocations caused by the pandemic, decreased inventory and rising interest rates have had a tremendous impact on the real estate industry. For many potential homeowners, it can be downright scary.
But throughout this ever-changing environment, the team at Right Trac Financial has kept an unwavering focus on doing what we do best – help people just like you secure a mortgage and own their home.
Stop Spending Your Money on Rent!
Even with home prices above their historical norms, it’s the price of renting a home that is the real problem! The cost of living is through the roof, with inflation taking up more and more of your paycheck. If you are currently renting a home, you are handing over more and more money to your landlord. You could be building equity in your own home.
We know the headlines make it seem like buying a house is out of reach for most of us in the middle class, but that couldn’t be further from the truth! There is a house out there for you, and with the right guidance and appropriate financing, you can afford to buy a home.
Get in touch today to learn what you need to do to get approved for a home loan.
We Are Here to Help You Buy a Home
Over more than 40 years in business, Joe Petrowsky and the Right Trac team have helped thousands of individuals and families achieve the dream of homeownership.
Even with uncommon circumstances, we are here to help.
The Right Trac Financial team specializes in loans for people who don’t perfectly check all the boxes. In fact, getting loans for folks that have been turned away by the big banks is what we do best!
If you’ve had trouble getting approved for a loan at bigger banks, we can help.
We’ve helped folks with all kinds of unique circumstances get a loan and buy a house.
We’ve seen it all!
We’ve been able to find folks in all kinds of special situations the best loan possible. Some of the potential roadblocks when buying a home include
- Credit Issues, even no credit
- No Money Down
- No Tax Returns
- No Social Security Number
- And much, much more!
No matter how many times folks have been turned down, if we believe they deserve a loan, we will do whatever it takes to get them approved. Whatever your specific situation is, we are here to guide you through the process and make sure you get the best home loan possible. When needed, our credit counseling service can help you get your credit score under control.
Home Loan Options
We provide a wide range of home loan options. Different loan programs are best suited for specific situations. We will work with you to find the mortgage option that is best for you and your situation. We’re able to handle a broad range of mortgage options, including:
- Loans for First-Time Homeowners and FHA Loans
- Loans to buy a distressed property
- Home Improvement Loans
- Conventional Loans
- Fixed Rate Loans
- Adjustable Rate Mortgages
- USDA Loans
- VA Loans
- Jumbo Loans
- DSCR – Cash Flow Loans
- Bank Statement Mortgages
- ITIN Loans
It doesn’t matter what kind of home loan you need, we will find the best one for you.
Mortgage Advisory Services – Get prepared now
For some folks, getting a loan in their current financial situation might not be possible, but that has never stopped us in the past!
We can help fix your credit and get you in the best position possible to get approved. We’ll work with you and coach you through the process of repairing and building credit so that you can get a home loan – and faster than you think.
When necessary, we’ve worked with folks over several months to help them get their financial house in order, pay down debt and build their credit.
Nothing makes us happier than seeing someone who deserves a home, and put in the effort to improve their life, move into their first home.
We’ve done it for hundreds of people just like you – and we can do it for you.
Why Choose Right Trac Financial?
- Experience – Right Trac President Joe Petrowsy has been in the mortgage business for more than 40 years. Joe and his team have seen it all. High- and low-interest environments, recessions, rising prices, crashes, booms, and busts. It doesn’t matter what the overall economic environment is, the Right Trac team will do everything possible to find you the best loan available.
- Integrity – You are the Right Trac customer, and your best interests are at the heart of everything we do. We work with only the most trusted lenders, and we will get you a loan at the best rate possible. Our hundreds of satisfied customers are a testament to our integrity, and we can’t wait for the opportunity to show you why we are the area’s most trusted mortgage broker.
- Dedication – The Right Trac team prides itself in doing whatever it takes to get our clients approved for a loan. We spend a lot of time with the client, getting to know them, their needs, wants, and financial situation. We will always be realistic with each client to make sure they don’t over-extend themselves. We won’t rest until we’ve exhausted every option available that makes sense for the client.
- Broad coverage – The Right Trac team is licensed across New England (CT, ME, MA, RI, VT and NH), New York, and Florida, so you have plenty of options for purchasing your home.
Don’t Wait to Find the Right Home For You
Get in touch with the Right Trac team today to get on the road to owning your own home.
Even if you don’t think you are ready to buy a home, get in touch with us anyway because we can help you be prepared when the time is right – which can be much sooner than you think possible!