Posts Tagged ‘saving money’
Today’s Cost of Living Can Change Everything
“Hi Joe Long time no talk, hope all is good with you. If you recall we purchased a home in North Carolina a few years ago with plans to move down there once we both retired. Well, that was the plan, but not happening. We need to keep working for at least another 5 years.…Read More
Stop Paying Someone to Fix Your Credit!
“Mr. Petrowsky I came across your name while doing a number of searches about fixing my credit. I have been paying a law firm $100 per month for 9 months, but not really seeing any major improvements on my score. The only thing that I am seeing is that we are disputing various accounts. We…Read More
Sure the Rate is Important… But?
Joe, Not sure if you remember me, but you did my mortgage a little over 4 years ago. The emails you are sending got me thinking about financing or I should say refinancing needs. With inflation where it is, the cost of everything has gone up to a point that I am going to start…Read More
Is Refinancing into a Higher Interest Rate, a Good Idea?
I recently received this email after a phone call: “Joe, thank you for taking my call yesterday. As promised, Ruth and I went over the options and your recommendation. We are going to move forward with the refinance. As you said, giving up a 3.25% rate to go into a 5.125%% rate is a tough…Read More
With Rising Home Values, Refinancing May Not Necessary to Eliminate PMI
I recently received this email from a client: “Hi Joe, I hope all is well with you and your family. We have been discussing our monthly mortgage insurance, do we need to refinance to eliminate it? What are your thoughts, as we owe under $380,000 and I’d think we would appraise over $500,000? Thanks!” Refinancing…Read More