Mortgage Broker License Number: MB2709

We Want to Help You!

Tax Returns Aren’t Needed for an Investor Cash Flow Mortgage

“Mr. Petrowsky,

Your name was given to me by my real estate agent. I am in the process of buying a mixed-use property, 6 apartments and a 1st floor commercial space. The negotiated price is $482,000 and I would like to put 25% down but could do more if necessary. Even though I am purchasing the property as an investment, my plan is to move my computer repair business to the property. I am currently working out of our home, but we just don’t have enough space. The property is ideal.

The concern that I have is my business tax returns just don’t look that good for 2020/2021 mainly because the Covid.

I spoke to the credit union where I do my banking, they told me they don’t lend on this kind of property, so can you help me?”


Investor Cash Flow Mortgages or a DSCR loan are ideal for this kind of buyer. Many self-employed folks often don’t show tremendous profits on their tax returns. The reasons are pretty obvious, but most banks just can’t wrap their heads around tax returns that show little net income or show a loss.

This loan product requires no tax returns. It works based on the gross revenues of the property being financed.


If you want to discuss this type of loan product or any other kind of mortgage need, let me know. Call or email me (860)836-9294 –


Right Trac Financial Group
110 Main Street
Manchester, CT 06042
Phone: (860) 647-7701

Right Trac Financial Group Trac Financial Group, Inc.
Mortgage Broker License Number: MB2709
Licensed in: Connecticut, Maine, Massachusetts, Florida, New York, Rhode Island, Vermont and Licensed by the New Hampshire Banking Department

Equal Housing Lender